Threats to Your Wealth 

You worked hard to create, save, and manage your wealth, now you want to protect it. You want to enjoy your wealth for the remainder of your life and your spouse's life and then use it to take care of your loved ones. However, forces exist in society today which could cause you or your family to lose this wealth. These hostile forces can be anticipated and planning implemented to minimize or altogether avoid these threats to your wealth.

According to the Second Annual Estate Planning Survey published in 1996 by Merrill Lynch, most Americans have incomplete knowledge of estate planning issues, and many have not taken steps to arrange their affairs. The study also revealed that the older we get, the more we tend to avoid estate planning. Failure to plan for the inevitable is flirting with disaster.